Nearly very week now have I got a letter or a form to fill in where and when I want my pension to start. The state pension is another ball game – they don’t do anything, except keeping a close up on all my other pensions, they haven’t missed anything. They just provided you with a form on their website that you fill in online … print out … sign and send of to them. Nothing automatically there.
My application for my UK pension was a bit of a work up .. and all for nothing really. Thank to Stena’s HR department in Scotland I could get all the details I need about tax codes and god knows what they wanted … they didn’t ask for what cup size I have, but everything else they wanted to know.
Where I lived, during witch period … how often the last 5 years I been visiting UK – everything filled in … and with all papers from the Swedish tax office, telling them who I really am, I sent it off in March.
After a couple of weeks I got a letter asking me about when I want my pension … so I filled it and sent it back. Then in the middle of April I got a letter saying, denied – nearly lost it. Reading the small letters … it was denied because I applied to early. I have to apply after 1th of May ???? It was only 14 days later.
Phoned Newcastle up and asked what kind of game that was .. because they could have told me that when I got a letter about starting date for pension, but it was what it was. I have to apply again. And talk about pages to fill in. So I posted it the other day, hopefully it will be okay now.
Hard work really to become a pensioner – all papers that has to be taken out from files .. and everything added up … find out how much tax I should ask them to take, because if I get pension from more than one place, I can end up with back taxes.
So fare things are looking good … when I have added everything up, but because I have been working outside Sweden more than 15 years or my working years, I don’t have clue really what my true state pension will be.
After 5 years one of my pensions will disappear and that will make a difference. The best thing is that I don’t have to pay tax on my UK pension, because it’s already taxed. Don’t have clue how much I will get from them – but it will not be enough to buy that penthouse at Aqua in Chicago, that is for sure. Neither the sea view apartment in Biarritz. So I keep on believing in the Euro Lotto.
So 3,5 months left … only. Happy ????? I hope I will be when all is added up correctly.
“Goodbye Tension, Hello Pension”
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